| 1. | The worsening of these figures reflects a deterioration in the quality of credit card portfolios , relating in particular to the sharp rise in personal bankruptcies 上述比率上升,主要因为个人破产个案急升,令信用卡组合的质素恶化。 |
| 2. | The evaluation of enterprise credit provides scientific basis of granting a loan for banks , in accordance with it , the bank can improve the quality of credit and reduce the credit risk 企业资信评估为银行发放贷款提供了依据,据此可提高信贷质量,减少贷款风险。 |
| 3. | Credit is the major asset and the income source of the four state owned commercial banks in prc . the assurance of the quality of credit is the key to the business of the commercial banks 信贷资产是目前国有商业银行的主要资产和收入来源,确保信贷资产的质量是确保商业银行经营安全性、流动性与效益性的关键。 |
| 4. | " by improving the availability and quality of credit information to lending institutions , ais should be more comfortable in lending to commercial enterprises , particularly the smaller ones where transparency is most lacking 由于贷款机构掌握到更多优质信贷资料,它们也会更安心贷款予商业机构,特别是一直欠缺透明度的中小企业。 |
| 5. | This activity has seriously undermined the social credit relations and resulted in a large quantity of suspended creditor ' s rights in financial institutions , as well as a drop in quality of credit assets and drain on state - owned assets 这种行为严重破坏了社会信用关系,致使金融机构大量债权悬空,信贷资产质量下降,国有资产流失。 |
| 6. | Many reasons have given birth to the bad quality of credit capital inland , among which the greatest is the low lever of management on credit capital with absence of practical means in measuring the credit risk 国内各银行信贷资产低下的原因是多方因素造成的,其中一个很大的原因就是信用风险管理水平较低,没有切实可行的信用风险量化手段。 |
| 7. | Consumer lending contracted , particularly in the credit card business , in the light of the historically high level of personal bankruptcies and the sharp deterioration in the quality of credit card lending . according to the hkma s regular 由于个人破产宗数升上历史高位,以及信用卡贷款质素大为恶化,消费贷款,特别是信用卡业务方面的贷款收缩。 |
| 8. | " the interpretation of the numbers is complicated by a number of factors , " said mr david carse , deputy chief executive of the hkma . " what is clear is that there has been an accelerating deterioration in the quality of credit card portfolios 金管局副总裁简达恒说:虽然对有关数字的理解因多项因素而变得比较困难,但有一点相当明显的是,信用卡组合的质素正在加速恶化。 |
| 9. | Our government also has clearly asked the commercial bank to improve the quality of credit assets and prevent credit risks . meanwhile our government has advocated carrying out the study of loan risk management by modern information technology 我国政府也十分重视,把提高信贷资产质量、防范信贷风险作为金融控制的目标,并倡导采用现代化信息技术手段进行风险防范控制研究。 |